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15:["$","span",null,{"children":"Bloquear tu tarjeta es gratis y se puede hacer en minutos, por app, teléfono o sitio web."}]
16:["$","li","El bloqueo detiene cualquier uso posterior de la tarjeta, incluidas compras fraudulentas.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":"$b:props:children:0:props:children:6:props:children:2:props:children:0:props:children:0:props:iconNode","className":"lucide-circle-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"El bloqueo detiene cualquier uso posterior de la tarjeta, incluidas compras fraudulentas."}]]}]
17:["$","li","Si detectas cargos que no reconoces, repórtalos de inmediato junto con el bloqueo.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":"$b:props:children:0:props:children:6:props:children:2:props:children:0:props:children:0:props:iconNode","className":"lucide-circle-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Si detectas cargos que no reconoces, repórtalos de inmediato junto con el bloqueo."}]]}]
18:["$","li","Después del bloqueo, normalmente puedes pedir una tarjeta de reemplazo sin mayor trámite.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":"$b:props:children:0:props:children:6:props:children:2:props:children:0:props:children:0:props:iconNode","className":"lucide-circle-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Después del bloqueo, normalmente puedes pedir una tarjeta de reemplazo sin mayor trámite."}]]}]
19:["$","$L14",null,{"title":"Qué hacer paso a paso","children":["$","ol",null,{"className":"list-decimal space-y-3 pl-5","children":[["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Bloquea la tarjeta de inmediato."}]," ","Usa la app de tu banco, su línea telefónica, o su sitio web — el que tengas más a mano en ese momento. No esperes."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Revisa tus últimos movimientos."}]," ","Una vez bloqueada, revisa si hay cargos que no reconoces desde que perdiste la tarjeta."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Reporta cualquier cargo no reconocido."}]," ","Si encuentras movimientos que no hiciste tú, repórtalos formalmente a tu banco lo antes posible."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Solicita tu tarjeta de reemplazo."}]," ","La mayoría de los bancos te permiten pedir una nueva tarjeta directamente después del bloqueo, sin trámite adicional."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Actualiza pagos automáticos asociados."}]," ","Si tenías suscripciones o pagos automáticos con esa tarjeta, actualiza los datos cuando llegue tu tarjeta nueva."]}]]}]}]
1a:["$","$L14",null,{"title":"Por qué bloquear de inmediato es lo correcto","children":[["$","p",null,{"children":"Mientras tu tarjeta esté activa, cualquiera que la tenga puede intentar usarla. Bloquearla detiene esa posibilidad al instante, sin costo, y sin que tengas que esperar a estar 100% seguro de que la perdiste — si luego la encuentras, generalmente puedes reactivarla o pedir una nueva sin mayor drama."}],["$","p",null,{"children":"No hay ninguna ventaja en esperar \"a ver si aparece\" antes de bloquear. El riesgo de esperar es mucho mayor que la molestia de tener que reactivarla si la encuentras después."}],["$","p",null,{"children":"La duda que más frena a la gente es pensar \"capaz la dejé en la casa y no la perdí\". Esa duda no debería retrasar el bloqueo: si aparece en un cajón al día siguiente, el trámite para reactivarla o pedir una nueva toma minutos. Si en cambio alguien ya la está usando, cada hora que pasa sin bloquearla es una hora de exposición real a un cargo fraudulento."}]]}]
1b:["$","h3",null,{"className":"text-xl","children":"Ficha técnica: canales de bloqueo"}]
1c:["$","div",null,{"className":"my-6 grid grid-cols-1 gap-3 sm:grid-cols-2","children":[["$","div","App del banco",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"App del banco"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"El canal más rápido, disponible 24/7"}]]}],["$","div","Línea telefónica",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Línea telefónica"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Alternativa si no tienes acceso a la app"}]]}],["$","div","Sitio web del banco",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Sitio web del banco"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Otra opción si tienes acceso a tu cuenta online"}]]}],["$","div","Sucursal presencial",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Sucursal presencial"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"La más lenta, úsala solo si no tienes otra opción"}]]}]]}]
1d:["$","h2",null,{"className":"text-2xl","children":"Bloqueo temporal vs. bloqueo definitivo"}]
1e:["$","div",null,{"className":"my-6","children":[["$","div",null,{"className":"overflow-x-auto rounded-xl border border-border border-t-4 border-t-header shadow-sm","children":["$","table",null,{"className":"comparison-table w-full min-w-[560px] border-collapse text-sm","children":[["$","thead",null,{"children":["$","tr",null,{"children":[["$","th",null,{"children":"Tipo de bloqueo"}],["$","th",null,{"children":"Cuándo usarlo"}],["$","th",null,{"children":"Qué implica"}]]}]}],["$","tbody",null,{"children":[["$","tr",null,{"children":[["$","td",null,{"children":"Bloqueo temporal"}],["$","td",null,{"children":"No estás seguro si la perdiste o solo la extraviaste"}],["$","td",null,{"children":"Puedes reactivarla si la encuentras"}]]}],["$","tr",null,{"children":[["$","td",null,{"children":"Bloqueo definitivo"}],["$","td",null,{"children":"Confirmaste robo o pérdida real"}],["$","td",null,{"children":"Requiere pedir una tarjeta nueva"}]]}]]}]]}]}],null,["$","p",null,{"className":"mt-1 text-xs text-navy-muted sm:hidden","children":"Desliza hacia el lado para ver toda la tabla →"}]]}]
1f:["$","div",null,{"className":"my-6 grid gap-4 sm:grid-cols-2","children":[["$","div",null,{"className":"rounded-xl border border-border border-l-4 border-l-gold bg-ivory-raised p-5 shadow-sm","children":[["$","p",null,{"className":"font-heading font-semibold text-navy","children":"A favor de bloquear de inmediato"}],["$","ul",null,{"className":"mt-3 space-y-2","children":[["$","li","Detiene cualquier uso fraudulento al instante.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":[["path",{"d":"M20 6 9 17l-5-5","key":"1gmf2c"}]],"className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Detiene cualquier uso fraudulento al instante."}]]}],["$","li","Es gratuito en todos los bancos.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":"$1f:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Es gratuito en todos los bancos."}]]}],["$","li","El bloqueo temporal se puede revertir si encuentras la tarjeta después.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":"$1f:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"El bloqueo temporal se puede revertir si encuentras la tarjeta después."}]]}]]}]]}],["$","div",null,{"className":"rounded-xl border border-border border-l-4 border-l-navy-muted bg-ivory-raised p-5 shadow-sm","children":[["$","p",null,{"className":"font-heading font-semibold text-navy","children":"En contra"}],["$","ul",null,{"className":"mt-3 space-y-2","children":[["$","li","No hay una desventaja real — la única \"molestia\" es reactivarla si aparece.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":[["path",{"d":"M18 6 6 18","key":"1bl5f8"}],["path",{"d":"m6 6 12 12","key":"d8bk6v"}]],"className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"No hay una desventaja real — la única \"molestia\" es reactivarla si aparece."}]]}],["$","li","Si es un bloqueo definitivo, deberás esperar la tarjeta de reemplazo.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L11",null,{"ref":"$undefined","iconNode":"$1f:props:children:1:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"Si es un bloqueo definitivo, deberás esperar la tarjeta de reemplazo."}]]}]]}]]}]]}]
20:["$","p",null,{"className":"rounded-xl border border-border bg-ivory-muted p-5","children":[["$","span",null,{"className":"font-medium text-navy","children":"Dato clave: "}],"si solo no encuentras tu tarjeta pero crees que puede aparecer, muchos bancos permiten un bloqueo temporal desde la misma app, sin necesidad de pedir una tarjeta nueva de inmediato."]}]
21:["$","h2",null,{"className":"text-2xl","children":"Preguntas frecuentes"}]
22:["$","div",null,{"className":"my-6 space-y-3","children":[["$","details","¿Bloquear mi tarjeta tiene algún costo?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Bloquear mi tarjeta tiene algún costo?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"No, bloquear tu tarjeta es un servicio gratuito que ofrecen todos los bancos, ya sea de forma temporal o definitiva."}]]}],["$","details","¿Qué pasa si alguien usó mi tarjeta antes de que la bloqueara?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Qué pasa si alguien usó mi tarjeta antes de que la bloqueara?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Repórtalo a tu banco lo antes posible. La mayoría de las instituciones tienen procesos para investigar cargos no reconocidos y, dependiendo del caso, pueden revertir el cargo fraudulento."}]]}],["$","details","¿Puedo reactivar mi tarjeta si la encuentro después de bloquearla?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Puedo reactivar mi tarjeta si la encuentro después de bloquearla?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Depende del tipo de bloqueo. Si fue temporal, normalmente sí puedes reactivarla. Si fue un bloqueo definitivo, generalmente necesitarás una tarjeta nueva."}]]}],["$","details","¿Cuánto demora en llegar mi tarjeta de reemplazo?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Cuánto demora en llegar mi tarjeta de reemplazo?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Varía según el banco, pero normalmente se resuelve en días hábiles. Mientras tanto, puedes seguir usando tu cuenta con otros medios si el banco los ofrece."}]]}],["$","details","¿Debo hacer una denuncia policial si me robaron la tarjeta?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Debo hacer una denuncia policial si me robaron la tarjeta?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Es recomendable, especialmente si hubo otros elementos robados junto con la tarjeta, o si necesitas el respaldo formal para algún trámite posterior."}]]}],["$","details","¿Qué hago si perdí varias tarjetas de distintos bancos al mismo tiempo?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Qué hago si perdí varias tarjetas de distintos bancos al mismo tiempo?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Bloquea cada una por separado, contactando a cada banco individualmente. No hay un canal único que bloquee tarjetas de distintas instituciones a la vez."}]]}]]}]
23:["$","$L14",null,{"title":"Conclusión y recomendación práctica","children":[["$","p",null,{"children":"Ante la duda, bloquea. No hay ningún costo ni desventaja real en bloquear tu tarjeta apenas sospechas que la perdiste, y sí hay un riesgo real en esperar. El proceso completo — bloqueo, revisión de movimientos y solicitud de reemplazo — normalmente toma solo minutos para la parte urgente."}],["$","p",null,{"children":"Guarda a mano los números de contacto o accesos rápidos de tu banco, para no tener que buscarlos justo en el momento en que más los necesitas."}]]}]
24:["$","div",null,{"className":"mt-10","children":["$","div",null,{"className":"flex items-start gap-4 rounded-xl border border-border bg-ivory-raised p-5 shadow-sm","children":[["$","div",null,{"className":"flex size-11 shrink-0 items-center justify-center rounded-full bg-amber-soft text-amber","children":["$","$L11",null,{"ref":"$undefined","iconNode":[["path",{"d":"M13 21h8","key":"1jsn5i"}],["path",{"d":"M21.174 6.812a1 1 0 0 0-3.986-3.987L3.842 16.174a2 2 0 0 0-.5.83l-1.321 4.352a.5.5 0 0 0 .623.622l4.353-1.32a2 2 0 0 0 .83-.497z","key":"1a8usu"}]],"className":"lucide-pen-line size-5"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm text-navy-muted","children":"Escrito por"}],["$","p",null,{"className":"font-heading font-semibold text-navy","children":"Equipo Tarjetas Chile"}],["$","p",null,{"className":"mt-1 text-sm text-navy-muted","children":"Redactamos guías y comparativas sobre tarjetas y finanzas personales en Chile, en lenguaje simple y sin tecnicismos bancarios. Revisamos cada artículo contra fuentes oficiales (SERNAC, CMF, bancos) y lo actualizamos cuando cambian las condiciones."}],["$","$L10",null,{"href":"/sobre-nosotros","className":"mt-2 inline-block text-sm font-medium text-amber hover:text-amber-hover","children":"Conoce al equipo →"}]]}]]}]}]
25:["$","p",null,{"className":"mt-6 text-sm text-navy-muted","children":["Fuente oficial:"," ",["$","a",null,{"href":"https://www.sernac.cl/portal/604/w3-propertyvalue-67674.html","target":"_blank","rel":"noopener noreferrer","className":"text-amber hover:text-amber-hover","children":"SERNAC – Qué hacer ante un fraude"}],". Este contenido es informativo y no constituye asesoría financiera. Ver"," ",["$","$L10",null,{"href":"/aviso-legal","className":"text-amber hover:text-amber-hover","children":"aviso legal"}],"."]}]
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