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8:["$","span",null,{"children":"El cashback conviene a quienes prefieren un beneficio simple y de uso inmediato, sin depender de disponibilidad de asientos o fechas."}]
9:["$","li","El valor real de una milla varía mucho según cuándo y cómo la canjees; el cashback siempre vale lo mismo, en dinero.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$0:data:0:rsc:props:children:0:props:children:6:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-circle-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"El valor real de una milla varía mucho según cuándo y cómo la canjees; el cashback siempre vale lo mismo, en dinero."}]]}]
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e:["$","$L6",null,{"title":"Por qué el valor de una milla no es fijo","children":[["$","p",null,{"children":"Un peso de cashback siempre vale un peso: lo abonan a tu cuenta o lo descuentan directo, sin condiciones ocultas. Una milla, en cambio, no tiene un valor fijo en pesos — vale distinto según qué canjees, cuándo lo hagas y qué tan buena sea la disponibilidad de asientos en esa fecha. Canjear bien puede rendir mucho más que un cashback equivalente; canjear mal, o dejar que caduquen, puede hacer que ese \"beneficio\" termine valiendo cero."}],["$","p",null,{"children":"Por eso la pregunta relevante no es cuál programa da más puntos por peso gastado, sino qué tan realista es que tú, con tu forma de viajar, saques provecho real de esos puntos antes de que pierdan valor."}]]}]
f:["$","$L6",null,{"title":"Ejemplo numérico: cuánto podrías acumular en un año","children":[["$","p",null,{"children":["Supongamos un gasto de"," ",["$","span",null,{"className":"font-medium text-navy","children":"$$400.000 mensuales"}]," ","con la tarjeta ($4.800.000 al año):"]}],["$","ul",null,{"className":"list-disc space-y-2 pl-5","children":[["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Cashback, con una tasa de ejemplo de 1,5%:"}]," ","$$72.000 al año, en dinero, sin condiciones de canje."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Millas, con una tasa de ejemplo de 1 milla por cada $600 gastados:"}]," ","unas 8.000 millas al año que, según qué tan bien las canjees, pueden valer entre aproximadamente $120.000 y $280.000 — o bastante menos si caducan sin usarse."]}]]}]]}]
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11:["$","$L6",null,{"children":["$","p",null,{"children":"Esa diferencia entre $120.000 y $280.000 —o menos— para exactamente el mismo gasto es justamente el punto: las millas pueden rendir mucho más que el cashback, pero solo si las usas bien y a tiempo. El cashback, en cambio, siempre rinde lo mismo, sin sorpresas."}]}]
12:["$","h3",null,{"className":"text-xl","children":"Ficha técnica rápida"}]
13:["$","div",null,{"className":"my-6 grid grid-cols-1 gap-3 sm:grid-cols-2","children":[["$","div","Millas — cómo se acumulan",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Millas — cómo se acumulan"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Por cada compra con la tarjeta, según tasa de conversión"}]]}],["$","div","Millas — cómo se canjean",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Millas — cómo se canjean"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Por pasajes o productos del programa asociado"}]]}],["$","div","Cashback — cómo se acumula",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Cashback — cómo se acumula"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Porcentaje del gasto devuelto directo, típicamente 1% a 3%"}]]}],["$","div","Cashback — cómo se usa",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Cashback — cómo se usa"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Como abono a tu cuenta o descuento directo"}]]}],["$","div","Millas — riesgo principal",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Millas — riesgo principal"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Caducidad y disponibilidad limitada de asientos"}]]}],["$","div","Cashback — riesgo principal",{"className":"rounded-lg border border-border border-l-4 border-l-header bg-ivory-raised p-4 shadow-sm ","children":[["$","p",null,{"className":"text-xs font-medium tracking-wide text-navy-muted uppercase","children":"Cashback — riesgo principal"}],["$","p",null,{"className":"mt-1 font-medium text-navy","children":"Porcentaje modesto que rinde poco si el gasto es bajo"}]]}]]}]
14:["$","h2",null,{"className":"text-2xl","children":"Ventajas y desventajas"}]
15:["$","div",null,{"className":"my-6 grid gap-4 sm:grid-cols-2","children":[["$","div",null,{"className":"rounded-xl border border-border border-l-4 border-l-gold bg-ivory-raised p-5 shadow-sm","children":[["$","p",null,{"className":"font-heading font-semibold text-navy","children":"Millas LATAM Pass — a favor"}],["$","ul",null,{"className":"mt-3 space-y-2","children":[["$","li","Pueden generar pasajes de alto valor si se acumulan y canjean bien.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":[["path",{"d":"M20 6 9 17l-5-5","key":"1gmf2c"}]],"className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Pueden generar pasajes de alto valor si se acumulan y canjean bien."}]]}],["$","li","Útil si ya vuelas seguido con esa aerolínea.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Útil si ya vuelas seguido con esa aerolínea."}]]}],["$","li","Algunas tarjetas ofrecen millas de bienvenida al activarlas.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Algunas tarjetas ofrecen millas de bienvenida al activarlas."}]]}]]}]]}],["$","div",null,{"className":"rounded-xl border border-border border-l-4 border-l-navy-muted bg-ivory-raised p-5 shadow-sm","children":[["$","p",null,{"className":"font-heading font-semibold text-navy","children":"Millas LATAM Pass — en contra"}],["$","ul",null,{"className":"mt-3 space-y-2","children":[["$","li","El valor real por milla varía.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":[["path",{"d":"M18 6 6 18","key":"1bl5f8"}],["path",{"d":"m6 6 12 12","key":"d8bk6v"}]],"className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"El valor real por milla varía."}]]}],["$","li","Requiere planificación y a veces disponibilidad limitada de asientos.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:1:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"Requiere planificación y a veces disponibilidad limitada de asientos."}]]}]]}]]}]]}]
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17:["$","$L6",null,{"title":"Cómo decidir cuál te conviene, paso a paso","children":["$","ol",null,{"className":"list-decimal space-y-3 pl-5","children":[["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Revisa cuántas veces viajas al año realmente"}],", no cuántas te gustaría viajar."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Calcula tu gasto mensual promedio con tarjeta"}],", para estimar cuánto acumularías en cada esquema."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Si viajas seguido, revisa el valor histórico de canje de LATAM Pass"}]," ","para dimensionar si te conviene."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Si no viajas seguido, calcula el cashback anual estimado"}]," ","sobre tu gasto real."]}],["$","li",null,{"children":[["$","span",null,{"className":"font-medium text-navy","children":"Considera tener ambas"}]," ","si tu presupuesto lo permite, usando cada una para lo que mejor rinde."]}]]}]}]
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1a:["$","h2",null,{"className":"text-2xl","children":"Errores comunes al elegir entre millas y cashback"}]
1b:["$","div",null,{"className":"my-6 grid gap-4 sm:grid-cols-2","children":[["$","div",null,{"className":"rounded-xl border border-border border-l-4 border-l-gold bg-ivory-raised p-5 shadow-sm","children":[["$","p",null,{"className":"font-heading font-semibold text-navy","children":"Lo que sí conviene hacer"}],["$","ul",null,{"className":"mt-3 space-y-2","children":[["$","li","Elegir según tu comportamiento real de viaje, no el que te gustaría tener.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Elegir según tu comportamiento real de viaje, no el que te gustaría tener."}]]}],["$","li","Revisar la caducidad de las millas antes de acumular a largo plazo.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Revisar la caducidad de las millas antes de acumular a largo plazo."}]]}],["$","li","Comparar el porcentaje real de cashback entre distintas tarjetas.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Comparar el porcentaje real de cashback entre distintas tarjetas."}]]}],["$","li","Combinar ambas si tu presupuesto lo permite: una para viajes, otra para el resto.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:0:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-check mt-0.5 size-4 shrink-0 text-amber"}],["$","span",null,{"children":"Combinar ambas si tu presupuesto lo permite: una para viajes, otra para el resto."}]]}]]}]]}],["$","div",null,{"className":"rounded-xl border border-border border-l-4 border-l-navy-muted bg-ivory-raised p-5 shadow-sm","children":[["$","p",null,{"className":"font-heading font-semibold text-navy","children":"Lo que conviene evitar"}],["$","ul",null,{"className":"mt-3 space-y-2","children":[["$","li","Elegir millas solo por la idea de \"viajar gratis\" sin revisar si realmente vuelas seguido.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:1:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"Elegir millas solo por la idea de \"viajar gratis\" sin revisar si realmente vuelas seguido."}]]}],["$","li","Dejar acumular millas sin plan de uso hasta que caduquen.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:1:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"Dejar acumular millas sin plan de uso hasta que caduquen."}]]}],["$","li","Asumir que el cashback siempre es mejor solo por ser más simple, sin comparar el porcentaje real.",{"className":"flex gap-2 text-sm text-navy-soft","children":[["$","$L3",null,{"iconNode":"$15:props:children:1:props:children:1:props:children:0:props:children:0:props:iconNode","className":"lucide-x mt-0.5 size-4 shrink-0 text-navy-muted"}],["$","span",null,{"children":"Asumir que el cashback siempre es mejor solo por ser más simple, sin comparar el porcentaje real."}]]}]]}]]}]]}]
1c:["$","h2",null,{"className":"text-2xl","children":"Preguntas frecuentes"}]
1d:["$","div",null,{"className":"my-6 space-y-3","children":[["$","details","¿Las millas caducan?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Las millas caducan?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Generalmente sí, revisa el plazo específico del programa de tu tarjeta."}]]}],["$","details","¿Puedo tener una tarjeta de cada tipo?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Puedo tener una tarjeta de cada tipo?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Sí, y es una estrategia común: usar la de millas para gastos de viaje planificados y la de cashback para el resto."}]]}],["$","details","¿Cuál conviene si recién estoy empezando con tarjetas?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Cuál conviene si recién estoy empezando con tarjetas?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"El cashback suele ser más simple de entender y aprovechar desde el principio."}]]}],["$","details","¿El cashback tiene tope máximo mensual?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿El cashback tiene tope máximo mensual?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Depende de la tarjeta, algunas sí limitan el monto total de devolución mensual."}]]}],["$","details","¿Puedo transferir mis millas a otra persona?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Puedo transferir mis millas a otra persona?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Depende del programa, algunos lo permiten con restricciones, otros no."}]]}],["$","details","¿Cuál rinde más en términos de dinero real?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Cuál rinde más en términos de dinero real?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Depende de cuánto gastas y qué tan bien uses las millas; para uso ocasional sin planificación, el cashback suele rendir más de forma consistente."}]]}],["$","details","¿Puedo cambiar de una tarjeta con millas a una con cashback más adelante?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Puedo cambiar de una tarjeta con millas a una con cashback más adelante?"}],["$","p",null,{"className":"mt-2 text-sm text-navy-soft","children":"Sí, puedes tener o cambiar entre distintos productos según cómo evolucionen tus hábitos."}]]}],["$","details","¿Las millas de bienvenida valen la pena por sí solas?",{"className":"group rounded-xl border border-border bg-ivory-muted p-5","children":[["$","summary",null,{"className":"cursor-pointer list-none font-medium text-navy marker:content-none","children":"¿Las millas de bienvenida valen la pena por sí solas?"}],"$L2f"]}]]}]
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